Yes, You Can Afford College

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Money should not stand in the way of getting a college education. Financial aid is available from federal, state and institutional sources to help students meet college expenses, including tuition, fees, books, supplies and transportation. You must be enrolled in a degree program to qualify.

Understanding Financial Aid

Atlantic Cape Community College participates in many federal and state student aid programs. Private foundation grants and scholarships are also available.

At Atlantic Cape, 52 percent of all students receive some financial aid. The college’s Office of Financial Aid will help walk you through the application process.


FAFSA – Free Application for Federal Student Aid is the first step to applying for aid. Submit your application at at least 10 weeks before the first day of the semester for which the aid is required. Atlantic Cape’s School Code is 002596.

Grants – Money a student receives based on financial need that does not need to be paid back. Examples include Federal Pell Grant, Supplementary Educational Opportunity Grant, Work-Study award, Tuition Aid Grant and Equal Opportunity Fund.

Loans - Money borrowed for college that needs to be paid back. Examples include PLUS loan or William D. Ford Federal Direct Student Loan.

NJ STARS - NJ STARS may cover full cost of tuition for up to five semesters at Atlantic Cape for those who graduated in the top 15 percent of their high school class. Check eligibility at

Scholarships – Money a student gets to help finance education that is not paid back. Usually based on grades or talent. Atlantic Cape offers several awards and scholarships for current students, including those for high school students.

Work-Study Program – Money a student earns by working while attending college.

Tuition Payment Plan – Atlantic Cape offers an interest-free tuition payment plan to all credit students for the fall and spring semesters only. There is a $25 nonrefundable fee. Any student in good financial standing is eligible to apply. For more information, contact the Bursar’s Office at (609) 343-5105 or
(609) 625-1111, ext. 5105, or email

For more information, visit

Kathy B. McGowan

More Than $300,000 in Scholarships Available for 2014-15

More than $300,000 in scholarships is available to Atlantic Cape students for the 2014-15 academic year. Over $250,000 was raised by the Atlantic Cape Foundation through the annual Atlantic City Restaurant Gala, an annual golf tournament and interest from an endowment raised through the Capital & Scholarship Campaign. More than $50,000 in scholarships is provided from annual donors and endowments. Scholarships are distributed to eligible applicants without regard to race, religion, age, physical handicap or national origin.

The deadline for most scholarships for returning students is mid-February. You can download the 2014 application from or pick up a copy at the Financial Aid Office.

The Scholarship Committee meets in the spring to review applications. Recipients are notified in late April and are honored at an annual ceremony in May.

Answers to basic questions about scholarships are available at Complete information is available from the Financial Aid Office at or (609) 343-5082; 625-1111, ext. 5082, or in Cape May County, (609) 463-4774, ext. 5082.

Atlantic Cape Helps Veterans Achieve Their Goals

Atlantic Cape dedicates time and effort to support our veterans in reaching their educational goals. Michelle Andrews, Financial Aid and Veterans Affairs Office certifying official, is available to help veterans navigate the educational benefit process. We acknowledge your efforts and sacrifices in keeping our nation safe and strong and are developing new support systems to help our veterans transition from soldier to student. Call Michelle, (609) 343-5129, for help enrolling in Atlantic Cape.

The services of a dedicated counselor are also available to our veterans for academic career counseling, EOF services, mental health referral services and other support as needed.

For more information on educational benefits visit:



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