Financial Aid: Your Step-by-Step Guide on How to Apply

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The cost of tuition should not stand in the way of getting a college education.

At Atlantic Cape, more than half of all students receive some financial aid, and the college’s Office of Financial Aid will help walk you through the application process.

Step 1

File the Free Application for Federal Student Aid (FAFSA). Applicants should apply at least 10 weeks before the first day of the semester for which the aid is required. Atlantic Cape’s School Code is 002596. The FAFSA application is available online at

Apply early!

The Free Application for Federal Student Aid (FAFSA) can be submitted as soon as the appropriate tax forms are completed. Complete your FAFSA online. It’s easy and processing results usually take only about two weeks, compared to the four to six weeks required for paper applications. FAFSA online also has built-in edits to prevent students from missing required information.

Step 2

After the FAFSA is completed, a Student Aid Report (SAR) will be forwarded to you by email or regular mail and an electronic version will be forwarded to Atlantic Cape. You should review your SAR for accuracy.

The SAR contains an Expected Family Contribution (EFC), which is used to calculate your eligibility for federal financial aid. You will receive a Student Eligibility Notice (SEN) from the New Jersey Higher Education Student Assistance Authority (NJHESAA) that will list the state award and amounts you may be eligible to receive. Please note, the Atlantic Cape Financial Aid Office makes the final decision on the amount of state aid you are eligible to receive. The amount of your eligibility is based on the number of credits in which you have enrolled.

Step 3

Once the Financial Aid Office has received all required documents and your file has been reviewed for accuracy, you will be emailed an Award Notification Letter detailing your eligibility for aid. Your award will be based on your eligibility for aid, your enrollment status, as well as the availability of funds.

It is important to note that it is your responsibility to determine if your financial aid awards are enough funding to cover your tuition and fees. If not, you will be expected to pay the difference to the college by the payment deadline.

Atlantic Cape does not pre-package student loans. If you are interested in borrowing under the federal student loan program you must submit an additional application.

If you have any questions or need assistance, contact our Financial Aid Office in J-building on the Mays Landing Campus, at Atlantic Cape’s other locations, or call (609) 343-5082 or (609) 463-4774, ext. 5082, or (609) 625-1111, ext. 5082.


Need Money?
Scholarships Available

More than $300,000 in scholarship money is available to Atlantic Cape students for the 2015-16 academic year. Scholarships are distributed to eligible applicants without regard to race, religion, age, physical handicap or national origin.

Scholarships are funded through endowments and raised by Atlantic Cape Foundation events, including the annual Atlantic Cape Restaurant Gala and the Scramble “Fore” Scholarships Golf Tournament.

The deadline to apply for most scholarships for returning students is mid-February. Visit for current information, or call (609) 343-5082.

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